5999 Central Avenue, Ste. 408 St. Petersburg, FL. 33710
5999 Central Avenue, Ste. 408 St. Petersburg, FL. 33710
To start, Scott has the unique ability of building personal trusting relationships with clients by helping to simplify complex financial concepts in a friendly, non-threatening way with a unique energy and passion.
To begin with his history: Scott’s first job (after graduating with a degree in Education from The University of Florida) was teaching 1st grade in the Pinellas County School System in St. Petersburg, Florida.
He had to simplify ideas so that curious minds could comprehend the concepts being taught.
After five years, he moved into corporate life as a Human Resource Administrator with Honeywell, Inc. teaching adults business skills while working in benefits and retirement planning. He eventually taught a 2- day Financial Planning course to those employees.
Later in 1987, Scott joined PFG, Inc. and started his independent Financial Planning career. He now services over $180M in client assets*. Currently employing a dedicated team of professionals to help clients pursue their life goals.
Scott’s goal is to help hard working people “Hatch a Simpler Life.”
*$95.05 million serviced at Cetera as reported in AdviceWorks on 7/3/2026. $119.35 million serviced at Vicus Capital as reported in Wealthscape on 6/30/2026.
-Scott J. Petrucci, ChFC®
Hatching a Simpler Life
Early on, Scott found that the software tools planners use to create plans for clients can be very complex. Clients struggled to comprehend their own financial journey. He would see clients begin to ‘nod off’ when reviewing their own plans from information overload.
Therefor to simplify the data, Scott created a tool that is unique to the planning industry, “The 9-Box”.
The “9 – Box Asset Allocation Summary” was first used in 1992. It organizes all of a client’s assets, no matter where those funds are managed, on a single- page.
Anyone who “hatches” the “9-Box” system, as a financial planning tool, becomes honest to the relationship between their financial behaviors and their financial risk tolerance. It is designed to remove emotion from financial decisions and to help simplify.
This “9-Box” process is hand – crafted, in- house, on a quarterly basis, from client submitted data and knowledge of what is managed by Scott’s firm. Each quarter, a personal letter is sent to clients advising them of any specific behavioral change needed to the portfolio to stay within mutually agreed risk targets. Each advisor within the firm uses the “9-Box”.
No one else in the financial planning industry provides this unique tool.
Meet with Scott soon to have your own “9-Box” created and begin to simplify your life.
Our Founder
In 1987, Scott joined PFG, Inc. and started his independent Financial Planning career. He now services over $214M in client assets*. Specializing in Retirement Planning, he employs a dedicated team of professionals to help clients pursue their life goals.
Because Scott has the ability of building personal trusting relationships with clients by helping to simplify complex financial concepts in a friendly, non-threatening way with a unique energy and passion.
Scott’s first job, after graduating with a degree in Education from The University of Florida, was teaching 1st grade in the Pinellas County School System in St. Petersburg, Florida. Yes, a teacher. He had to simplify ideas so that curious minds could comprehend the concepts being taught.
This “9-Box” process is hand - crafted, in- house, on a quarterly basis, from client submitted data and knowledge of what is managed by Scott’s firm. Each quarter, a personal letter is sent to clients advising them of any specific behavioral change needed to the portfolio to stay within mutually agreed risk targets.
*$95.05 million serviced at Cetera as reported in AdviceWorks on 7/3/2026. $119.35 million serviced at Vicus Capital as reported in Wealthscape on 6/30/2026.
Find out more about our amazing staff who dedicate themselves to assisting you in pursuing your financial dreams.