Scott petrucci, chfc

Financial Planning

What is Financial Planning?

Scott would say financial planning is the most comprehensive, holistic, all-encompassing service of all.

Financial Planning

A Well Designed Financial Plan

A well-designed financial plan addresses these aspects of one’s financial life:

– Goal setting
– Budget management
– Asset accumulation and allocation
– Risk management, life’s what ifs
– Tax planning
– Maximizing employer benefits
– Investment advice and management
– Understanding risk tolerances
– Retirement distribution projections
– College planning
– Charitable considerations
– Legal documents in place
– Estate distribution planning
– Asset protection from confiscation
– Long term care expense planning
– Special needs planning

team of professionals

State-of-the-Art Planning

Having a team of professionals to help a client craft a well thought out plan and stand beside them as they live out their plan is what Scott, and his team offers.

We utilize state of the art planning software in our design process.

Scott is a behaviorist. What he asks prospective clients in initial planning meetings is whether one has the discipline and can demonstrate the behavior it takes to create and stick to a plan.

Wealth Management

Scott believes wealth management drills down into the broader holistic financial plan and brings focus to those aspects of life that build, preserve and distribute wealth.

A diversified portfolio does not assure a profit or protect against loss in a declining market. For a comprehensive review of your personal situation, always consult with a tax or legal advisor. Neither Cetera Advisor Networks LLC nor any of its representatives may give legal or tax advice. All investing involves risk, including the possible loss of principal. There is no assurance that any investment strategy will be successful.