When Scott asks a client “How Big Are They”, he isn’t asking about physical size. He is asking about the size of one’s estate and the ability to “live off that pile” and never run out of money.

Our firm helps clients determine what “number” they need to be able to live financially independent.

Scott and his staff create a retirement projection of the rest of one’s life, year by year, in a simple easy to read cash flow. Multiple assumptions can be made to help define what independence looks like.

Once that plan is established, at least annually we review the actual results together and suggest tweaks to get back on plan.

Scott has a unique approach to blending cash and early IRA distributions to live a stress-free retirement while staying in the lowest tax bracket possible.

Many times, the solution to reaching financial independence is post – retirement budgeting.